203.docx

15Mar 2022 by1. Develop a business plan for an on-line brokerage firm: Students in this group will research the start-up process and regulatory procedures for creating a start-up on-line stock brokerage firm. Essentially, students will determine the how many employees to hire, what their qualifications must be, what SEC, FINRA and other regulatory requirements (including examinations) must be fulfilled for those employees, etc. This group will also determine office and technological requirements and estimate the costs on a periodic basis for starting up the firm. In addition, students will estimate future revenues and determine the viability of the start-up firm. Students in this group may wish to visit the web sites of on-line brokerage firms, including that of E-Trade at https://us.etrade.com/home. Other useful web sites may include http://www.sec.gov and http://www.finra.org/ .2. Develop a business plan for a student-managed credit union at UCR: Students in this group will research the start-up process and regulatory procedures for creating an NCUA (preferably student-run) credit union. Essentially, students will determine how many employees to hire (most can be student volunteers), what their qualifications must be, what NCUA and other regulatory requirements (including examinations) must be fulfilled for those employees, etc. This group will also determine office (Assume that the university can donate space), lending and capital-raising activities and technological requirements. Various university credit union sites and the NCUA web site, http://www.ncua.gov/, probably are most helpful in this process as might http://www.sba.gov/starting_business/planning/basic.html. In addition, the group will estimate the costs on a periodic basis for starting up the credit union and determine how much start-up capital will be required. In addition, students will estimate future revenues and determine the viability of the start-up firm.3. Prepare a (mock) prospectus for distribution to the SEC and the general public on behalf of an IPO offering for a chain of family restaurants. The purpose of the IPO is to raise $20,000,000 to open 50 new sites though out the west coast of the U.S. The IPO should conform to current SEC regulations. In addition, a risk analysis should be performed on the company and a valuation should be performed on the shares to be offered. Start by having a look at http://www.jbv.com/initial-public-offerings-ipos. Also, the following might be helpful for tracking down sample prospectuses: http://www.sec.gov/edgar/searchedgar/prospectus.htm.4. Undertake and prepare a written report of research concerning finance for cooperative businesses. Cooperatives are business organizations that are owned by individual- or business stakeholder-members other than outside investors. These stakeholders can include employees and customers of the cooperative. Cooperatives frequently benefit from government policy, including tax benefits or other incentives. The typical economic cooperative emphasizes worker participation and control, local ownership and control and community development. In the U.S., cooperatives have been quite common in the agricultural industries, providing farm supplies such as grain and fertilizer and have owned brands such as Sunkist, Florida’s Natural and Land O’Lakes. Cooperatives have also been major participants in the hardware retail business, power provision, college textbooks and grocery wholesalers. Mutual insurance, credit unions and savings institutions are also commonplace in the financial industries. In fact, the first successful cooperative in the United States was the Philadelphia Contributionship, a mutual fire insurer founded by Benjamin Franklin in 1752. Your paper should focus on two related issues: financial management of cooperatives and the governance of cooperatives.It separated to 6 part:Start up processRegulatory Procedures/RequirementsQualifications of employees we want to hireOffice and tech requirementsCost of periodic basis for start-upFuture revenue and determine viability